How should I lower my cholesterol?

I am a 20 year-old female college student. My overall cholesterol number is 197, just under 200. My good cholesterol is 51 (anything over 40 is good). My bad cholesterol is 132 (it’s supposed to be under 100).

I would like to get my cholesterol under control before it gets worse. What are some PRACTICAL things that I can do now to get it lowered? Being a college student I do not have the ability to devote 20 something hours a week to working out. Please be specific. A list of foods to avoid would be most helpful.
I am not overweight. In fact, if I lose anymore than 5 pounds I’ll be underweight.

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